When life throws us a big change, how financially prepared are we?

When life throws us a big change, the domino effect of this can often fall into areas of our life we had not expected. This was the case for Mrs B from Hampshire when after the sad death of her husband she found herself alone with no family to support her, and more aware of how quickly her savings were starting to diminish. She was concerned for her future and felt that she would have to supplement an insufficient pension from her savings. She was worried they would eventually run out - She had to find more funds and quickly.

Mrs B had heard about equity release as a way of accessing the money tied up in your property as a tax-free lump sum and had been thinking about it for a number of years. However, she was hesitant to do anything about it as she felt it was such a big decision to make alone. But when finances became so concerning she finally found the courage to find a specialist and make initial contact.

A search on Google revealed a number of options for her but when she was particularly attracted to Kevin Woods’ profile.

‘His name just jumped out at me and I liked the fact that he was local and independent. I felt more comfortable talking to an independent specialist than a big corporation – I wanted a more personalised, dedicated service.’

After phoning Kevin and explaining her situation, Kevin went to visit Mrs B in her home to find out more. She explained that she wanted to discuss using equity release to protect her savings as she wanted to keep what she had as an emergency fund and that she had no family to leave any inheritance. Kevin explained everything to Mrs B in great detail and they discussed the alternatives to equity release as options to also consider if applicable.

She explains, ‘It was psychological really; I needed financial reassurance that I had the funds available should I need them if my savings were to run out. I wanted to carry on leading the lifestyle to which I was accustomed for the rest of my life but I knew my current income wasn’t enough to fulfil my expenditure needs.’

Kevin reviewed her case and after researching the whole of market for the best product available, recommended that equity release was the best option for her.

After the initial visit from the property valuer and the equity release solicitor, the process began. Some issues with her application arose but Mrs B knew that both Kevin and his assistant Samantha, were working hard to address them, and she felt very well informed throughout the whole process.

When her case finally completed she was over the moon! At last she had the financial reassurance she was looking for to be able to comfortably enjoy her retirement. She was aware that should she need more funds in the future then the drawdown facility attached to her equity release might allow her to access more funds as and when they were needed, adding a further layer of reassurance.

I can now relax and enjoy life knowing that I can afford to do so! It’s one of the best decisions I have ever made and can really already recommended Kevin as I have already done to a number of other people. I can’t thank Kevin and Samantha for all their help and I know where they are should I need them again.’

As for Kevin, his ability to help people with their financial scenarios keeps him motivated and inspired and is always happy to help anyone who thinks that equity release might be an option for them too.

You must be over 55 years of age to qualify for a Lifetime Mortgage.Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.Equity Release: This is a lifetime mortgage. To understand the features and risks, please ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice.A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

< Back to all Case Studies

Why not get in touch and see how we can help?

Equity release could be the answer to some of your financial questions. If you would like to know more about it, and see if it could be the right option for you, please book an appointment or request a call-back

Providers include

JUST
LV
ONEFAMILY
Pure Retirement
more2life

Equity release will reduce the value of your estate and may also affect your entitlement to means-tested benefits. You should always think carefully before securing a loan against your home.

Unless you decide to go ahead with a plan, our service is completely free of charge, as our fixed advice fee of £1,695 is only payable on completion of a plan.

A lifetime mortgage is the most popular form of equity release, and is a loan secured against your home that’s typically repaid when you pass away or go into long-term care.

Paying off your mortgage using equity release - the best thing I ever did! - Case Studies - Kevin Woods - Equity Release Specialist, Hampshire

Paying off your mortgage using equity release - the best thing I ever did!

My wife died last year, and I was looking for an Equity Release product to pay off my old mortgage. I searched the internet under ‘Equity Release Expert near me’ and Kevin’s name came up. I read the reviews on his website, which were all positive, and after finding out that he had over 30 years’ expertise, in the Financial Industry, I contacted him. This was the best thing I ever did, as I found him not only helpful, knowledgeable, and supportive, but nothing was too much trouble for him. My case was very complicated, and he guided me through at every stage. He is what I would call ‘old school’ being compassionate and willing to go the ‘extra mile’. I can now rest easy knowing that the product I have taken out is the best for my needs. Thank you to both Kevin and Samantha for all your invaluable help and support throughout the process. I would have no hesitation in recommending Kevin, and his team, to anyone thinking of going down the Equity Release road, as I did. First class service all round!


< Back to all Case Studies

Why not get in touch and see how we can help?

Equity release could be the answer to some of your financial questions. If you would like to know more about it, and see if it could be the right option for you, please book an appointment or request a call-back

Providers include

JUST
LV
ONEFAMILY
Pure Retirement
more2life

Equity release will reduce the value of your estate and may also affect your entitlement to means-tested benefits. You should always think carefully before securing a loan against your home.

Unless you decide to go ahead with a plan, our service is completely free of charge, as our fixed advice fee of £1,695 is only payable on completion of a plan.

A lifetime mortgage is the most popular form of equity release, and is a loan secured against your home that’s typically repaid when you pass away or go into long-term care.

Dream boat purchased using equity release! - Case Studies - Kevin Woods - Equity Release Specialist, Hampshire

Dream boat purchased using equity release!

The reasons for taking out equity release range from those who need the money and those who want to finance a lifelong ambition or desire. The latter was the exact case for a gentleman from Hampshire who had wanted to buy his dream boat for over 15 years but was never in a financial position to be able to fund this. He was aware of the concept of equity release as a way of unlocking money from his property to use as he needed but had never seriously considered it as an option for himself.

When he came across a motorboat for sale in a local marina, he was determined that now was the time to make this dream purchase as it fulfilled all the requirements of his lifelong ambition. He sought the advice of a local financial advisor who suggested equity release as a viable option to raise the funds he needed but told him that it would take at least 6 months for the money to be released. That is when he contacted Kevin Woods, aware that he needed the advice of an equity release specialist and was delighted to hear that such a length of time was not always the case!

Having explained his personal situation to Kevin, detailing his desired purchase, the required funds and his financial long-term ambitions, Kevin agreed that equity release was the best option for him and discussed the details of what the process involved. The gentlemen did not have any inheritors to consider in his long-term financial planning and was happy for the interest on his equity release to roll-up with the full amount owing at the end of the lifetime mortgage to be repaid to the lender after the sale of the property. This gave him the financial freedom he was looking for, allowing him to purchase his dream boat and continue to enjoy the lifestyle he desired.

The process on the whole went smoothly and when the money was finally released, the gentleman was thrilled to be able to complete the purchase of the motorboat he had so longed to own. He was very happy with the service he received from Kevin quoting that he was most helpful, efficient and professional at all times. He would happily recommend equity release as a way of accessing the wealth tied up in your property to anyone who wanted to fund a lifelong ambition like him. He would also recommend the services of Kevin Woods who assisted him in the release of the equity tied up in his property a lot quicker than at first suggested.

Now, this gentleman is thoroughly enjoying the delights of sailing the seas, exploring new sights and relaxing in the knowledge that he finally achieved his dreams thanks to the amazing vehicle that equity release offered him. Happy travels to you all!


< Back to all Case Studies

Why not get in touch and see how we can help?

Equity release could be the answer to some of your financial questions. If you would like to know more about it, and see if it could be the right option for you, please book an appointment or request a call-back

Providers include

JUST
LV
ONEFAMILY
Pure Retirement
more2life

Equity release will reduce the value of your estate and may also affect your entitlement to means-tested benefits. You should always think carefully before securing a loan against your home.

Unless you decide to go ahead with a plan, our service is completely free of charge, as our fixed advice fee of £1,695 is only payable on completion of a plan.

A lifetime mortgage is the most popular form of equity release, and is a loan secured against your home that’s typically repaid when you pass away or go into long-term care.

I am really impressed by your work! - Case Studies - Kevin Woods - Equity Release Specialist, Hampshire

I am really impressed by your work!

With plans for home improvements and family holidays, Mrs Taylor turned once again to equity release to fund her projects.

The idea of equity release was not new to Mrs Taylor. She had already unlocked funds tied up in property in the past and now needed to turn to this facility once again. Mrs Taylor needed to access more funds for home improvement projects, to gift to family members and to fund future holidays and equity release seemed like a good option for her.

In order to find the best advisor. Mrs Taylor contacted a number of different professionals but was disappointed with what was being offered. She then found Kevin’s website on the internet and saw how many people were happy with the service he offered so made an appointment to discuss her situation immediately.

As always, Kevin welcomed Mrs Taylor with honest supportive advice from the start and found her a plan which suited her needs, having first decided that taking out a Lifetime Mortgage was the best option for her.

The process was relatively straight forward and Kevin worked hard and with professional integrity to ensure that the plan moved towards completion as quickly as possible.

‘Kevin was so helpful and honest. He was a ‘Master of his word’ and never promised something he could not deliver. If he said he was going to do it, he did. I really felt I could trust him.’

When the plan completed and the funds released. Mrs Taylor could not thank Kevin enough.

‘I am really impressed by your work ! I was really lucky to come across of your website ! You help me significantly in the challenging time of my life! And I appreciate this so much ! ‘

Now Mrs Taylor is enjoying these funds to carry out her plans for home improvements and holiday dreams, as well as gifting to family members. And should she need our help in the future? Well, we are always only a phone call away!


< Back to all Case Studies

Why not get in touch and see how we can help?

Equity release could be the answer to some of your financial questions. If you would like to know more about it, and see if it could be the right option for you, please book an appointment or request a call-back

Providers include

JUST
LV
ONEFAMILY
Pure Retirement
more2life

Equity release will reduce the value of your estate and may also affect your entitlement to means-tested benefits. You should always think carefully before securing a loan against your home.

Unless you decide to go ahead with a plan, our service is completely free of charge, as our fixed advice fee of £1,695 is only payable on completion of a plan.

A lifetime mortgage is the most popular form of equity release, and is a loan secured against your home that’s typically repaid when you pass away or go into long-term care.

Working with Kevin and Samantha has been such a positive experience.’ - Case Studies - Kevin Woods - Equity Release Specialist, Hampshire

Working with Kevin and Samantha has been such a positive experience.’

When Ms MC's and Ms JM's parents needed finances to support essential home renovations, equity release proved to be their best option.

When our parents decided to do some house renovation they considered a number of different options to provide some finances to support this. With their particular circumstances, and at their age, Equity Release worked best for them and also enabled them to achieve their overall estate planning goals.

Kevin Woods was recommended to us by our financial advisor who had had excellent experience of working with him at the Equity Release Experts previously. Working with Kevin and Samantha has been such a positive experience. They were approachable and completely professional throughout the whole process. They were not at all fazed by any of the hurdles we faced along the way in securing the right ER product, especially in the current volatile economic climate.

Their persistence and commitment to finding our parents the best deal and helping us work through the challenges was invaluable. They were so easy to work with, communicated regularly and responded on a timely basis to requests, keeping us up to date at each stage of the process, which gave us the assurance that they were never far away whenever we needed them!

With Kevin and Samantha’s unwavering support we got final sign off for the equity release two weeks ago (with the opportunity for further draw down to follow). A successful outcome all round, and our huge thanks to all at The Equity Release Experts!

Ms MC and Ms JM


< Back to all Case Studies

Why not get in touch and see how we can help?

Equity release could be the answer to some of your financial questions. If you would like to know more about it, and see if it could be the right option for you, please book an appointment or request a call-back

Providers include

JUST
LV
ONEFAMILY
Pure Retirement
more2life

Equity release will reduce the value of your estate and may also affect your entitlement to means-tested benefits. You should always think carefully before securing a loan against your home.

Unless you decide to go ahead with a plan, our service is completely free of charge, as our fixed advice fee of £1,695 is only payable on completion of a plan.

A lifetime mortgage is the most popular form of equity release, and is a loan secured against your home that’s typically repaid when you pass away or go into long-term care.

‘Kevin bent over backwards to help me!’ - Case Studies - Kevin Woods - Equity Release Specialist, Hampshire

‘Kevin bent over backwards to help me!’

‘Conscientious, proactive and dedicated;’ these 3 words were used by Mrs E to describe Kevin Woods after using his equity release services.

Mrs E first considered taking out a Lifetime Mortgage – the other common name used to refer to equity release – when she needed to seek funds to pay off her mortgage. She was initially nervous about it all and it felt like a really big decision. Having spoken with Kevin Woods and discussed her scenario, Kevin advised her that taking out a Lifetime mortgage for her situation would be the best option for her. She found working with Kevin to be an amazing experience.

‘Kevin goes above and beyond. I felt that he really worked hard to push things through and chased the progress of the case continuously to ensure that everything was actioned and processed as soon as possible. It’s in his nature it seems to help his clients and serve them well. It seems effortless for him.’

‘Kevin bent over backwards to help me. He returned to his office late that night after our meeting to process my application to ensure that I could have the interest rate applicable for that day which would have increased if he had left it to process the following day. He could easily have gone home that night but he chose to stay up late to secure the lower interest rate for me – how many people do you know who would do that for you?’

Mrs E is now relieved and ‘chuffed to bits’ with the outcome and is happy, happy, happy! She would certainly recommend Kevin Woods to anyone who was looking for an equity release specialist who goes ‘above and beyond’ to help.


< Back to all Case Studies

Why not get in touch and see how we can help?

Equity release could be the answer to some of your financial questions. If you would like to know more about it, and see if it could be the right option for you, please book an appointment or request a call-back

Providers include

JUST
LV
ONEFAMILY
Pure Retirement
more2life

Equity release will reduce the value of your estate and may also affect your entitlement to means-tested benefits. You should always think carefully before securing a loan against your home.

Unless you decide to go ahead with a plan, our service is completely free of charge, as our fixed advice fee of £1,695 is only payable on completion of a plan.

A lifetime mortgage is the most popular form of equity release, and is a loan secured against your home that’s typically repaid when you pass away or go into long-term care.

First impressions last – even 10 years later! - Case Studies - Kevin Woods - Equity Release Specialist, Hampshire

First impressions last – even 10 years later!

Over 10 years ago, Mrs Buckingham used Kevin Woods to release equity from her property to access much needed cash at that time. It was such a success that it left a lasting impression on her so that when her financial situation required attention once again, she did not hesitate to turn to this source of financial assistance, and of course contact Kevin Woods once again to see if he could help her with this new scenario.

Mrs Buckingham first took our equity release over a decade ago. However, when she recently discovered that she would have to retire earlier than anticipated due to an unexpected health complaint, she realised that her current financial situation would not support her leaving work so soon. She had no desire to move house, nor downsize to cut finances, so she turned to Kevin once again to see if the success of her previous equity release could be matched with a new application.

Kevin was delighted to hear from Mrs Buckingham and visited her and her mother in their home in Hampshire to discuss their predicament. She confirmed neither herself nor her mother wanted to move house, but required additional funds to serve as a supplement to Mrs Buckingham’s future pension. Kevin assessed her situation and searched the whole market to see which rebroke product would best serve her, given that she already had an existing equity release plan in place. A suitable plan was presented to Mrs Buckingham who was happy with the conditions of this new Lifetime Mortgage – another name for Equity Release – and the ball was set rolling again on this new application.

Solicitors were instructed, paperwork was signed, valuations were carried out and the lender’s requirements adhered to. With continuous support from Kevin and his assistant Samantha, the plan reached completion a few months later and Mrs Buckingham’s money was released. With a future drawdown facility in place allowing her to access up to a maximum agreed amount in the future as and when it was needed – subject to Lender specific requirements – Mrs Buckingham felt relaxed knowing that she could access additional funds as needed in the future after an initial lump sum was released on completion.

So how did the process go the second time around?

‘Everything went very well indeed but we knew Kevin wouldn’t let us down as he is a good man. He is as hardworking now as he was 10 years ago and always very kind. Samantha was a great help too and explained everything to us in a very clear way so we could understand some of the legal things. She would phone us to keep us updated on how things were going and always so kind.’

So, it really goes to show that good service does leave a lasting impression, even after a decade! Mrs Buckingham can now look forward to her retirement with a greater peace of mind regarding her finances and the assurance of knowing who to go to should she need any more help.

‘I would certainly recommend Kevin to anyone who wanted to use equity release to help their financial situation. And I know where to find him if I need any more help. He really is a star!’


< Back to all Case Studies

Why not get in touch and see how we can help?

Equity release could be the answer to some of your financial questions. If you would like to know more about it, and see if it could be the right option for you, please book an appointment or request a call-back

Providers include

JUST
LV
ONEFAMILY
Pure Retirement
more2life

Equity release will reduce the value of your estate and may also affect your entitlement to means-tested benefits. You should always think carefully before securing a loan against your home.

Unless you decide to go ahead with a plan, our service is completely free of charge, as our fixed advice fee of £1,695 is only payable on completion of a plan.

A lifetime mortgage is the most popular form of equity release, and is a loan secured against your home that’s typically repaid when you pass away or go into long-term care.

I wouldn’t go anywhere else! - Case Studies - Kevin Woods - Equity Release Specialist, Hampshire

I wouldn’t go anywhere else!

I wouldn’t go anywhere else. Kevin helped me with my first equity release application and he did it so well the first time that I returned to Kevin to help me with my second application when I wanted to release more equity from my property. I was so worried given the current economic climate and the number of scams you hear about nowadays but I knew I could trust Kevin as he had done so well for me before. My money came through with no problems at all. He really did pull out all the stops for me.

Kevin is always very thorough, explains everything in a language you understand and is responsive to any help or updates that I asked for. He is professional to the end and is genuine and gets everything done properly. Kevin did the very best for me given my circumstances which he took into account with no hesitation.

I would whole-heartedly recommend Kevin to anyone who was thinking about taking out equity release and if you are worried as I was about getting an honest service, I can assure you that you will be in the best of hands with Kevin. Everything is hunky dory!


< Back to all Case Studies

Why not get in touch and see how we can help?

Equity release could be the answer to some of your financial questions. If you would like to know more about it, and see if it could be the right option for you, please book an appointment or request a call-back

Providers include

JUST
LV
ONEFAMILY
Pure Retirement
more2life

Equity release will reduce the value of your estate and may also affect your entitlement to means-tested benefits. You should always think carefully before securing a loan against your home.

Unless you decide to go ahead with a plan, our service is completely free of charge, as our fixed advice fee of £1,695 is only payable on completion of a plan.

A lifetime mortgage is the most popular form of equity release, and is a loan secured against your home that’s typically repaid when you pass away or go into long-term care.

‘A big 10/10 for Kevin. That’s for sure!’ - Case Studies - Kevin Woods - Equity Release Specialist, Hampshire

‘A big 10/10 for Kevin. That’s for sure!’

We all have different goals in life – professional success, have a large family, travel the world, – yet they all lead to the same aim: to enjoy life. This was the motivating factor that inspired Mr and Mrs K to consider how they could find the means to enjoy their life and do more of what truly makes them happy.

Undoubtedly, when it comes to fulfilling some of our happiness criteria, the question of money often arises and how to find the cash to fund our dreams and ambitions. Mr and Mrs K didn’t have to look far to find a possible option to access the funds they needed.

A close family member had recently taken out equity release with Kevin Woods in order to fund home improvements. With little knowledge of this financial vehicle, Mrs K researched information about equity release herself reviewing providers across the whole market to see if it was something that appealed. She concluded that she would definitely like to work with a local expert who was able to provide a more personal touch than a large corporate organisation where she felt she would end up communicating with a call centre or switch board.

‘When we contacted Kevin, he made the effort to accommodate our first meeting in our home and came here to discuss everything with us. He made it very clear that he would make sure that equity release was the right option for us before recommending any products. He was so friendly, not at all pushy and very approachable. We wanted to talk with a real person and have personal communication and Kevin certainly provided us with that.’

After searching the whole of market, Kevin recommended a product which suited Mr and Mrs K’s requirements and the process of releasing equity from their home began.

Thankfully it all completed quickly and within a matter of months their funds had been released and they were able to start to use their money as planned.

‘We were amazed at how quickly the whole process took. It has been such a relief to have finally paid off the mortgage, finished paying for our car and not having any outstanding debts! We can now press on with our many plans to enjoy life while we still can!’

Her sister is still enjoying the financial support that equity release has given her and has recently instructed new fences to be put up in her garden which had fallen down!

They meet weekly for a family coffee catch up and share news of their latest adventures, be it their home improvement projects or travel plans.

‘We are both so grateful to be able to do the things we want to which require money thanks to equity release. Kevin was so good with both of us and we owe him such thanks for the fantastic personal service her gave us. A big 10/10 to Keven that’s for sure!’

So, whatever your life’s ambitions may be, if you are struggling to find the funds to move forward, maybe a conversation with Kevin could also help you unlock the cash in your home and bring some of that joy that we are all striving to find.


< Back to all Case Studies

Why not get in touch and see how we can help?

Equity release could be the answer to some of your financial questions. If you would like to know more about it, and see if it could be the right option for you, please book an appointment or request a call-back

Providers include

JUST
LV
ONEFAMILY
Pure Retirement
more2life

Equity release will reduce the value of your estate and may also affect your entitlement to means-tested benefits. You should always think carefully before securing a loan against your home.

Unless you decide to go ahead with a plan, our service is completely free of charge, as our fixed advice fee of £1,695 is only payable on completion of a plan.

A lifetime mortgage is the most popular form of equity release, and is a loan secured against your home that’s typically repaid when you pass away or go into long-term care.

‘It was amazing! At last, we could move into our beautiful new home! - Case Studies - Kevin Woods - Equity Release Specialist, Hampshire

‘It was amazing! At last, we could move into our beautiful new home!

When Anne fulfilled her ambition of becoming self-employed she was overjoyed with her newly found status of professional independence. Life was looking good and she began to make plans to move to a larger house to enable her elderly mother to move in with her whilst giving them both the space they needed.

What she hadn’t anticipated however, was the difficulties she would face a year later when she wanted to move house and was unable to get a mortgage in her name due to a lack of financial history. Perplexed by this scenario she turned to her financial advisor who suggested she consider equity release as a viable option. Anne had heard of this concept before but knew little about the finer details. After vigorous research on her part, she could see the potential in this financial solution to her predicament and contacted Kevin Woods as recommended by her financial advisor.

A local equity release expert with decades of history working in the industry, Kevin met with Anne and her mother on Zoom and assessed their situation to see if equity release was the best option for them. Having established that taking out a Lifetime Mortgage would indeed be a good choice, Kevin researched the whole of market for the optimum product which gave them the best features for their specific situation. The recommended plan responded to their choice of repayment options, future drawdown facilities, and downsizing options with the ability to port the mortgage should they choose to move house again if required.

Once happy with the recommendations provided by Kevin, the process began, solicitors instructed and Anne began making plans for her house move. However, the process proved to be a little more complicated than anticipated due to a number of different legal factors which needed clarifying with the Lifetime Mortgage lenders.

‘I knew that buying and selling houses is always a tricky business but there was so much riding on the sale of my house knowing that there was a chain involved and other people waiting for enquiries to be answered. It was essentially a house swap and I knew the other owner was also waiting for any news. I felt so stressed whilst waiting for it all to happen. Both Kevin and Samantha were so supportive of my concerns and kept me updated every step of the way, letting me know exactly what was happening as soon as they had any updates. They really did hold our hands throughout the whole process.’

When Samantha heard the news that Anne’s mother’s equity release plan had completed and that the house swap could go ahead she phoned Anne immediately.

‘It was amazing! At last, we could move into our beautiful new home! I didn’t want to put mum into a residence, and she didn’t want to go either so now we are both happy and together. What great news it was!’

Anne is grateful that equity release had made this house swap possible for her in a home which has great potential for them both. And the added bonus? Anne has become good friends with the lady who took part in the house swap.

‘So now it’s coffee together at my old house or my new house depending on who is putting the kettle on first!’


< Back to all Case Studies

Why not get in touch and see how we can help?

Equity release could be the answer to some of your financial questions. If you would like to know more about it, and see if it could be the right option for you, please book an appointment or request a call-back

Providers include

JUST
LV
ONEFAMILY
Pure Retirement
more2life

Equity release will reduce the value of your estate and may also affect your entitlement to means-tested benefits. You should always think carefully before securing a loan against your home.

Unless you decide to go ahead with a plan, our service is completely free of charge, as our fixed advice fee of £1,695 is only payable on completion of a plan.

A lifetime mortgage is the most popular form of equity release, and is a loan secured against your home that’s typically repaid when you pass away or go into long-term care.

When your pension income just isn’t enough to pay for your retirement years. - Case Studies - Kevin Woods - Equity Release Specialist, Hampshire

When your pension income just isn’t enough to pay for your retirement years.

When Mrs K realised that she needed to find more money because her pension income was not enough to afford her daily living costs, she made enquiries about Equity Release and was happily surprised by what she found out.

Mrs K, a retired medical administrator from Hampshire, had been considering taking out Equity Release for a number of years. As a pensioner, her retirement funds were not enough to pay for all her essential living costs and still leave her enough money to do the things she loved.

‘I took out Equity Release to make life easier – the cost of living was going up but pension funds were not. It seemed silly to worry myself about money when I own a property and could use some of the equity to make life easier.’

Mrs K made enquiries to 2 large Equity Release companies but was not convinced with the service they offered.

‘The representatives were nice but they were both very business-like and matter of fact. I did not feel a connection with them and when it comes to money you need to feel happy.’

Then she found Kevin Woods on the internet and when she met him he put her at ease straight away.

‘Kevin was so easy to talk to, not at all pushy. He was quiet, gentle and asked sensible questions to make sure I was doing the right thing. I felt comfortable talking to him and I didn’t feel silly asking him questions about the process.

I also liked that he was a local independent adviser so he would have access to the whole of the market and not be tied to the plans connected to someone working for a single large corporation.’

After some questions and research, Kevin found Mrs K a plan that suited her needs perfectly. ‘The whole thing was so easy and Kevin really knows what he is doing. In fact, just before I was due to go ahead with the lifetime mortgage, Kevin phoned to say he had found a new plan with a better rate so we went with that instead. He really is on the ball!’

Mrs K is now enjoying life knowing that the funds she has released from her property are allowing her to do the things that she wants to do with her life and not have to worry about being able to afford it. After all, isn’t that what retirement is all about? Mrs K can happily say she is living proof that it really can be.

If you would like to find out more about how Equity Release could supplement your retirement, contact Kevin Woods on 01489 454545, or at kevin.woods@equityrelease.co.uk to arrange your no obligation free first consultation.


< Back to all Case Studies

Why not get in touch and see how we can help?

Equity release could be the answer to some of your financial questions. If you would like to know more about it, and see if it could be the right option for you, please book an appointment or request a call-back

Providers include

JUST
LV
ONEFAMILY
Pure Retirement
more2life

Equity release will reduce the value of your estate and may also affect your entitlement to means-tested benefits. You should always think carefully before securing a loan against your home.

Unless you decide to go ahead with a plan, our service is completely free of charge, as our fixed advice fee of £1,695 is only payable on completion of a plan.

A lifetime mortgage is the most popular form of equity release, and is a loan secured against your home that’s typically repaid when you pass away or go into long-term care.

It’s so lovely not having to worry about the money! - Case Studies - Kevin Woods - Equity Release Specialist, Hampshire

It’s so lovely not having to worry about the money!

When Mr and Mrs T reached the time in their lives when they wanted to start to enjoy life a little more, they turned to some of the wealth in their property as a way to finance their later year dreams.

When we reach our golden years, we often have dreams of living a golden lifestyle which is exactly what Mr and Mrs T had in mind when they first considered taking out Equity Release. With plans to pay off their existing mortgage and carry out extensive home renovations, Mr and Mrs T needed to find the funds to achieve these goals. Yet with bank loan interest rates being so high, and limited funds in their savings accounts they were at a loss to know how they could reasonably find the cash they needed.

After researching their options, they came across Equity Release and realised that they already had the cash they desired all along, locked up in their property.

‘We were property rich and cash poor but didn’t realise that we could release the money we needed from our house. We were at the time in our lives when we wanted things done around the home to make it more comfortable for us – a new kitchen and bathroom, a new driveway, repainting work. When we discovered that we could release some of the value of our property to use as cash we were delighted.’

After researching local Equity Release specialists, they came across Kevin Woods’s website and decided to give him a call.

After assessing whether Equity Release was the right option for them, Kevin explained the whole process and recommended a plan to suit their individual needs.

‘Kevin was a delight to work with. He is so kind and informative and made the whole process so easy for us. I recently contacted Kevin again as I had read that Equity Release interest rates had never been so low, and Kevin was able to change my old plan to a new plan with a lower interest rate and has saved me more money. We couldn’t speak more highly of him’

Mrs T would recommend taking out Equity Release to anyone who is property rich and cash poor as was her situation.

The bonus with a Lifetime Mortgage – the most popular type of Equity Release - is that the interest rates are low and can be fixed for the lifetime of the loan and you can choose not to make any repayments as was the decision of Mr and Mrs T.

‘It’s so lovely not having to worry about the money. We are now mortgage free, living in our same family home but now renovated and happy knowing that we have helped our children out financially too.’

If you would also like to benefit from Equity Release, contact Kevin Woods on 01489 454545 or kevin.woods@equityrelease.co.uk to arrange your no obligation free first consultation.

Typically there are no monthly repayments to make as the loan plus roll up interest is repaid when the plan comes to an end, usually when you or the last surviving applicant dies or moves into long term care.


< Back to all Case Studies

Why not get in touch and see how we can help?

Equity release could be the answer to some of your financial questions. If you would like to know more about it, and see if it could be the right option for you, please book an appointment or request a call-back

Providers include

JUST
LV
ONEFAMILY
Pure Retirement
more2life

Equity release will reduce the value of your estate and may also affect your entitlement to means-tested benefits. You should always think carefully before securing a loan against your home.

Unless you decide to go ahead with a plan, our service is completely free of charge, as our fixed advice fee of £1,695 is only payable on completion of a plan.

A lifetime mortgage is the most popular form of equity release, and is a loan secured against your home that’s typically repaid when you pass away or go into long-term care.

Equity Release - a life changing decision! - Case Studies - Kevin Woods - Equity Release Specialist, Hampshire

Equity Release - a life changing decision!

David and Josephine had an existing interest only mortgage that was coming to an end in 2017. They were planning to downsize in order to pay it off when Josephine became seriously ill. A house move at that time was out of the question. David started investigating the option of staying in their house and releasing funds through Equity Release. Kevin was able to recommend them a plan to release the cash they needed, not only to pay off their interest only mortgage, but also to help fund medical treatment and improve the quality of their lives. ‘Having the money available to us has made all the difference to our lives. We were finally able to do things without worrying whether we could afford it. We no longer have the stress of financing the mortgage and we have been able to fund the best medical treatment and arrange a visit to our son living abroad. Equity Release has given us peace of mind over our health as well as enhancing the quality of our lives. It’s what equity release is all about.’

Thankfully, Josephine’s health has recently shown considerable improvement and with regular ongoing treatment, she is able to enjoy all the pleasures that they hoped their retirement would bring them.

‘We are taking advantage of improved health and an end to our financial worries to get our lives back on track thanks to equity release. We are planning another trip to see our son and his new baby as well as carry out some improvements to our house. Releasing some of the equity from the value of our house has been a life changing decision!’


< Back to all Case Studies

Why not get in touch and see how we can help?

Equity release could be the answer to some of your financial questions. If you would like to know more about it, and see if it could be the right option for you, please book an appointment or request a call-back

Providers include

JUST
LV
ONEFAMILY
Pure Retirement
more2life

Equity release will reduce the value of your estate and may also affect your entitlement to means-tested benefits. You should always think carefully before securing a loan against your home.

Unless you decide to go ahead with a plan, our service is completely free of charge, as our fixed advice fee of £1,695 is only payable on completion of a plan.

A lifetime mortgage is the most popular form of equity release, and is a loan secured against your home that’s typically repaid when you pass away or go into long-term care.

Using Equity Release to help your loved ones - Case Studies - Kevin Woods - Equity Release Specialist, Hampshire

Using Equity Release to help your loved ones

Mr S decided to unlock a tax-free cash lump sum from his property through a lifetime mortgage - the most common form of equity release - to gift to his children to help them extend and renovate their existing properties.’ It was far easier for us to help our children by releasing some of the equity from our property than for them to try and extend their own mortgages in order to access the funds they needed.’


< Back to all Case Studies

Why not get in touch and see how we can help?

Equity release could be the answer to some of your financial questions. If you would like to know more about it, and see if it could be the right option for you, please book an appointment or request a call-back

Providers include

JUST
LV
ONEFAMILY
Pure Retirement
more2life

Equity release will reduce the value of your estate and may also affect your entitlement to means-tested benefits. You should always think carefully before securing a loan against your home.

Unless you decide to go ahead with a plan, our service is completely free of charge, as our fixed advice fee of £1,695 is only payable on completion of a plan.

A lifetime mortgage is the most popular form of equity release, and is a loan secured against your home that’s typically repaid when you pass away or go into long-term care.

Equity Release paid off my existing interest only mortgage allowing me to retire early! - Case Studies - Kevin Woods - Equity Release Specialist, Hampshire

Equity Release paid off my existing interest only mortgage allowing me to retire early!

When Mrs B looked at her latest mortgage statement and calculated that she would need to work for the next 14 years in the same job she had already been doing for the last 40 years to finally pay off her mortgage, she realised that it was time to take action! She did not want to have to retire at the age of 74 because she was tied to monthly mortgage repayments – life was too short. Her finances needed to be reviewed to free her from the constraints of her lifelong job and costly monthly outgoings.

Mrs B had heard about Equity Release from adverts on the television and made a few phone calls to some big providers but did not like the service she received.

‘I liked the concept of releasing money from my house to pay off the mortgage but the salespeople in the big companies were too pushy for me.’

So, Mrs B decided to find a local independent Equity Release specialist and that is when she came across Kevin Woods.

‘Kevin was so friendly and not at all pushy. He was very thorough and went over it all clearly so that I fully understood everything. In fact, I spoke with Kevin 3 times on Zoom meetings which worked really well – it was as if he was in the room with us.’

The concept of releasing equity from her property really appealed to Mrs B.

‘You have got to be organised. The money you want, or need, is sitting in your property doing what exactly?’

Mrs B has been recommended a plan which allows her to make monthly repayments on her Lifetime Mortgage which suits her financial needs and could enable her to leave more money in her property when the plan comes to an end.

Now that the funds have been released, Mrs B has been able to pay off her existing mortgage, freeing her from the tie of having to work for the next 14 years and she can happily retire at the age of 66! She has also used some of the money to pay for much needed home renovations and to buy a new car.

And what is Mrs B planning to do with all her free - time? Will she be lonely? Not at all! To top it all off, Mrs B is planning to find herself a new companion – she intends to use the money to buy herself a dog!

‘I will spend my time going out for lovely long walks with my new best friend to be – now that’s something to look forward to for a change!

In these challenging times when life seems so unpredictable, when we feel out of control in our own environment, why not consider taking out Equity Release and help secure some financial peace of mind for the years ahead? Call Kevin Woods today on 01489 454545 to see if releasing equity from your property could be the right option for you.


< Back to all Case Studies

Why not get in touch and see how we can help?

Equity release could be the answer to some of your financial questions. If you would like to know more about it, and see if it could be the right option for you, please book an appointment or request a call-back

Providers include

JUST
LV
ONEFAMILY
Pure Retirement
more2life

Equity release will reduce the value of your estate and may also affect your entitlement to means-tested benefits. You should always think carefully before securing a loan against your home.

Unless you decide to go ahead with a plan, our service is completely free of charge, as our fixed advice fee of £1,695 is only payable on completion of a plan.

A lifetime mortgage is the most popular form of equity release, and is a loan secured against your home that’s typically repaid when you pass away or go into long-term care.

Using Equity Release To Help Her Son - Case Studies - Kevin Woods - Equity Release Specialist, Hampshire

Using Equity Release To Help Her Son

When Mrs P’s son asked her if she would release some equity in her property so that he could put down a deposit on a flat in his new home town in Norway, her immediate response was ‘no!’

Her solicitor had strongly advised her against the idea suggesting that it would result in her losing her home which terrified her.Nevertheless, her son insisted that she speak to a well reputed equity release advisor who he assured was extremely trustworthy, having been recommended by a friend of his who knew about his services. They all knew of each other through the musical circles that her son, the friend, and Kevin Woods are involved in. As a favour to her son, Mrs P reluctantly agreed to speak with Kevin Woods as this was the only way her son could see to enable him to buy his own home. Having trusted her son’s insistence Mrs P is now thankful that she made that phone call.

‘Kevin explained everything so clearly and thoroughly and corrected the misguided ideas I had about the risk of losing my home. He was so easy to talk to, deeply knowledgeable and understanding. He clearly explained how I was able to release the equity from my property to give to son to secure him a new property and have the guarantee that my home would still be my own. ‘

It is a common misconception that you may lose your home if you take out equity release. When Mrs P felt confident that releasing a tax free lump sum from her property would benefit her son and enable her to stay living in her own home for as long as she wanted, she realised how beneficial this would be for herself and her family. Now her son is living in his new home abroad and no longer having to pay extortionate monthly rent.

‘Everything has worked out amazingly well. It all happened at the right time when the foreign mortgage interest rates were low, when the currency conversion rates were favourable and I feel secure in the knowledge that this was the right decision for me and my son.

‘Kevin woods is fantastic to work with. He strives to find the right solution for you as a customer, he works tirelessly to ensure that the process runs as smoothly as possible for you and his care and attention leave you feeling confident that you are in the hands of someone who truly has your best interest at heart.’

Now Mrs P can enjoy visits to her son in his overseas home when time allows and share the joys of his new home and his new life.

‘I am thrilled that equity release has enabled me to help my son buy himself a home in his new life overseas. Despite my initial fears, I now know that releasing cash from your property can really make dreams come true.’

If you are considering releasing equity from your property to make your dreams, or those of a loved one, come true for you, contact Kevin Woods today to see if equity release is the right option for you. It may be the best phone call you have made in a long time.

01489 454545.

kevin.woods@equityrelease.co.uk


< Back to all Case Studies

Why not get in touch and see how we can help?

Equity release could be the answer to some of your financial questions. If you would like to know more about it, and see if it could be the right option for you, please book an appointment or request a call-back

Providers include

JUST
LV
ONEFAMILY
Pure Retirement
more2life

Equity release will reduce the value of your estate and may also affect your entitlement to means-tested benefits. You should always think carefully before securing a loan against your home.

Unless you decide to go ahead with a plan, our service is completely free of charge, as our fixed advice fee of £1,695 is only payable on completion of a plan.

A lifetime mortgage is the most popular form of equity release, and is a loan secured against your home that’s typically repaid when you pass away or go into long-term care.