Ask how much you can borrow
Why not use our simple form to request an estimate of how much you can borrow?
Different types of Equity Release
Ask how much you can borrowThere are two main types of Equity Release plans – lifetime mortgages and home reversion plans. You may also see lifetime mortgages split down into lifetime mortgages, drawdown lifetime mortgages and interest only lifetime mortgages. As always, professional advice will identify the type best suited to your specific needs.
Lifetime Mortgages
A lifetime mortgage provides a tax free lump sum and enables you to retain 100% ownership of your property. Repayments, including accrued interest, are made when you die and your property is sold. The drawdown option allows you to access the money when you need it; the interest only option allows you to make repayments to cover the interest.
Find out moreHome Reversion Plans
A home reversion plan means that you sell some or all of your property to the lifetime mortgage provider. You can stay in the property, rent free (some companies charge a peppercorn rent of £50 per annum), but it will typically pass over to the lifetime mortgage company on your death. You generally need to be 60 or over to qualify for a home reversion plan.
Find out moreProfessional advice
You can see that there are many types of Equity Release plans, which is good because it means that we can find one that is exactly right for your circumstances, needs and ambitions. It also of course means that professional advice is very important in explaining to you what each plan does and its implications for you, your family and your future.
Get in touchWhat my customers say about working with me
“We would just like to say a BIG thank you for all you have done in helping us get the equity release we wanted. You are very professional and at the same time very helpful. You made it all a 'piece of cake'. Nothing was too much trouble. It can be a bit scary when doing something like this, but you explained everything in detail and in plain English, which put us greatly at ease. We hope many more people use your service, and we are sure they will be as pleased with the whole easiness of things as we have been.”
Doris and Andy
What my customers say about working with me
“We would just like to say a BIG thank you for all you have done in helping us get the equity release we wanted. You are very professional and at the same time very helpful. You made it all a 'piece of cake'. Nothing was too much trouble. It can be a bit scary when doing something like this, but you explained everything in detail and in plain English, which put us greatly at ease. We hope many more people use your service, and we are sure they will be as pleased with the whole easiness of things as we have been.”
Doris and Andy
Why not get in touch and see how we can help?
Equity release is the answer to so many financial questions. If you would like to know more about it, and see if it could be the right move for you, please book an appointment or request a call-back
Working in partnership with
-v3.jpg)