Ask how much you can borrow
Why not use our simple form to request an estimate of how much you can borrow?
How much can you borrow?
Ask how much you can borrowHow much you can borrow will of course depend on a number of factors, the main ones being your age (and that of your partner, if it is a joint application), value of your property and health & lifestyle. In general, the older you are, the greater the percentage of your property’s value that can be unlocked. Depending on the type of plan that you choose, some providers may also offer enhanced terms due to medical conditions you may have.
Ask for our assessment now
For a guide to the maximum amount you could potentially release from your home, why not ask us now? Totally without obligation, this service gives you an indication of the amount of money that could be available based solely upon the value of your property. The actual amount will also be dependent upon your lifestyle (or age of the youngest homeowner) and your health situation.
Ask us nowOther lifestyle factors
Depending on the type of plan that you choose, some providers may offer enhanced terms due to medical conditions you may have. This may also extend to ‘lifestyle factors,’ for example, whether you smoke could lead to you being offered enhanced terms. It is a regulatory requirement to seek expert equity release advice, you should seek guidance from a qualified adviser who can talk you through the factors and the options.
Your property value
The value of your property will be professionally assessed. Your provider will instruct an independent surveyor to give a valuation of your property that will, when taken together with your age (or ages in the case of a joint application) and other possible lifestyle factors (see Other Lifestyle Factors), define the amount that could be released. In some circumstances, some providers can offer a free valuation.
What my customers say about working with me
“A couple in their late 60s were happy to use equity release to clear their mortgage and give them a better quality of life. They were really impressed with the service provided for them by Kevin, his assistant Samantha and their associated equity release solicitors. 'It was all very speedy and efficient with no problems at all. Even though we were overseas during much of the process, we were kept informed throughout and always treated respectfully. Kevin is efficient, friendly and professional and we have been really pleased with everything he has done for us.'”
A couple in their late 60s
What my customers say about working with me
“A couple in their late 60s were happy to use equity release to clear their mortgage and give them a better quality of life. They were really impressed with the service provided for them by Kevin, his assistant Samantha and their associated equity release solicitors. 'It was all very speedy and efficient with no problems at all. Even though we were overseas during much of the process, we were kept informed throughout and always treated respectfully. Kevin is efficient, friendly and professional and we have been really pleased with everything he has done for us.'”
A couple in their late 60s
Why not get in touch and see how we can help?
Equity release could be the answer to some of your financial questions. If you would like to know more about it, and see if it could be the right option for you, please book an appointment or request a call-back
Providers include
Equity release will reduce the value of your estate and may also affect your entitlement to means-tested benefits. You should always think carefully before securing a loan against your home.
Unless you decide to go ahead with a plan, our service is completely free of charge, as our fixed advice fee of £1,695 is only payable on completion of a plan.
A lifetime mortgage is the most popular form of equity release, and is a loan secured against your home that’s typically repaid when you pass away or go into long-term care.
