Ask how much you can borrow
Why not use our simple form to request an estimate of how much you can borrow?
Other Services
Ask how much you can borrowMy clients see me as a safe pair of hands, a trusted advisor. I have therefore been encouraged to offer other services that complement equity release and are particularly relevant to my clients’ circumstances.
Lifetime Mortgages
A lifetime mortgage is similar to a standard mortgage: it is a loan which is secured against your property’s value. In other words, you are using the value of your home as security for borrowing money. The loan is repaid out of the future sale of the property, generally when you die or, if you are a couple, when the surviving partner dies or goes into long term care.
Find out moreHome Reversion Plans
Home reversion plans offer an important alternative to lifetime mortgages. Home reversion plan providers purchase some or all of your property in return for a cash lump sum. They will own (or part own) the property, but you are granted a lifetime lease, which gives you the security to live in your home, rent-free, until you die or go into long term care.
Find out moreReview your existing Equity Release plan
Equity release plans have been around in their current format for about 15 years. Historically, the interest rates were very high in comparison to current lower fixed rates; and loan to property values were low, so smaller loans were available compared to the healthier loan to values available currently. The new plans also offer a greater flexibility, as contracts have evolved over time.
Find out moreWhat my customers say about working with me
“Both David and I are extremely grateful to you for all your help and advice over the past year in getting the mortgage set up and operational. You knew the ins and outs of dealing with the Court of Protection and you obtained Pension Credit for Lorna as we did not realise she was eligible. Thank you also for your two visits to sort out all the paperwork and for using all your professional knowledge to help us through a difficult process. It was a great help to have you to liaise with our solicitors and then with Aviva directly.”
Anna and David
What my customers say about working with me
“Both David and I are extremely grateful to you for all your help and advice over the past year in getting the mortgage set up and operational. You knew the ins and outs of dealing with the Court of Protection and you obtained Pension Credit for Lorna as we did not realise she was eligible. Thank you also for your two visits to sort out all the paperwork and for using all your professional knowledge to help us through a difficult process. It was a great help to have you to liaise with our solicitors and then with Aviva directly.”
Anna and David
Why not get in touch and see how we can help?
Equity release is the answer to so many financial questions. If you would like to know more about it, and see if it could be the right move for you, please book an appointment or request a call-back
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