Ask how much you can borrow

Why not use our simple form to request an estimate of how much you can borrow?

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My clients see me as a safe pair of hands, a trusted advisor. I have therefore been encouraged to offer other services that complement equity release and are particularly relevant to my clients’ circumstances.

Lifetime Mortgages

A lifetime mortgage is similar to a standard mortgage: it is a loan which is secured against your property’s value. In other words, you are using the value of your home as security for borrowing money. The loan is repaid out of the future sale of the property, generally when you die or, if you are a couple, when the surviving partner dies or goes into long term care.

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Home Reversion Plans

Home reversion plans offer an important alternative to lifetime mortgages. Home reversion plan providers purchase some or all of your property in return for a cash lump sum. They will own (or part own) the property, but you are granted a lifetime lease, which gives you the security to live in your home, rent-free, until you die or go into long term care.

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Review your existing Equity Release plan

Equity release plans have been around in their current format for about 15 years. Historically, the interest rates were very high in comparison to current lower fixed rates; and loan to property values were low, so smaller loans were available compared to the healthier loan to values available currently. The new plans also offer a greater flexibility, as contracts have evolved over time.

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What my customers say about working with me

“Dear Kevin, thank you so much with all your help in my fathers equity release, and other matters regarding the financial matters you have provided us with, it has given him peace of mind, and to have a better life. You have made this stress free for me, as I am his Power of attorney. If I need any more help, or have any one that needs good advise I will aways recommend you. Thank you again.”

Yvonne, Ashford Middlesex

What my customers say about working with me

“Dear Kevin, thank you so much with all your help in my fathers equity release, and other matters regarding the financial matters you have provided us with, it has given him peace of mind, and to have a better life. You have made this stress free for me, as I am his Power of attorney. If I need any more help, or have any one that needs good advise I will aways recommend you. Thank you again.”

Yvonne, Ashford Middlesex

Why not get in touch and see how we can help?

Equity release is the answer to so many financial questions. If you would like to know more about it, and see if it could be the right move for you, please book an appointment or request a call-back