Why not use our simple form to request an estimate of how much you can borrow?
The main difference with a lifetime mortgage is that, during your borrowing period, you make no monthly repayments. However, some providers have the option of paying all of the interest and some of the capital on an ad hoc basis, thus avoiding the effect of ‘rolled up’ interest.
Interest is added to the loan and is repaid at the end. Lifetime mortgages are for life, as the name suggests – there is no set term – so that you can enjoy the peace of mind that comes from knowing that you can stay in your family home for the rest of your life or for as long as you choose.
Over time, the loan will increase in value, with the addition of interest, but this can generally be offset by the increase in the value of your property. We would recommend speaking to a specialist, who can explain the impact if your property increased (or decreased) in value over time.
“Both my Wife and I would like to thank you for all your help, advice and honesty in our now completed Equity Release. Having had a bad experience with another major company who didn't communicate with us when asked for certain things thankfully we were given your card and from there on everything fell into place. it couldn't have been easier. what we liked about your service we felt like we were your only client as you were always available when we wanted to speak to you. Once again Thank you so much we would be pleased to recommend you to anyone because of the personal service we received.”
Michael & Margaret Thorne
“Both my Wife and I would like to thank you for all your help, advice and honesty in our now completed Equity Release. Having had a bad experience with another major company who didn't communicate with us when asked for certain things thankfully we were given your card and from there on everything fell into place. it couldn't have been easier. what we liked about your service we felt like we were your only client as you were always available when we wanted to speak to you. Once again Thank you so much we would be pleased to recommend you to anyone because of the personal service we received.”
Michael & Margaret Thorne
Equity release is the answer to so many financial questions. If you would like to know more about it, and see if it could be the right move for you, please book an appointment or request a call-back
We will be in touch as soon as possible to arrange a convenient time for a meeting, which is completely free of charge and without obligation.
I'll be in touch as soon as possible. If you'd rather call me in the meantime, please feel free to give me a call on 01489 45 45 45
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