Ask how much you can borrow
Why not use our simple form to request an estimate of how much you can borrow?
Services Offered
Ask how much you can borrowMy clients see me as a safe pair of hands, a trusted adviser. I offer the below services.
Lifetime Mortgages
A lifetime mortgage is the most popular form of equity release: it is a loan which is secured against your home. In other words, you are using the value of your property as security for releasing tax-free cash tied up in your home. The loan is repaid out of the future sale of the property, the loan is repaid when you or the last surviving applicant dies or moves into long term residential care.
Find out moreHome Reversion Plans
Home reversion plans offer an alternative to lifetime mortgages. Home reversion plan providers purchase some or all of your property in return for a cash lump sum. There is no loan and no interest to pay, but you will still be responsible for the upkeep of the property and you have a clear guarantee that you can live in the property as long as you like until you die or move into long term residential care.
Find out moreReview your existing Equity Release plan
Equity release plans have been around for about 20 years, evolving significantly in this time. Historically, the interest rates were very high in comparison to current lower fixed rates; and loan to property values were low, so smaller loans were available compared to the larger loan to values available currently. The new plans could offer greater flexibility, as plans have evolved over time.
Find out moreWhat my customers say about working with me
“Thank you so much for arranging our equity release mortgage. When my wife became ill, the downsize move we anticipated was out of the question. Releasing equity from our house has enabled us to concentrate on her treatment while planning the things we want to do without worrying if we can afford it. For example, our son in Thailand has a new baby so we can now fly out to see them with a little more comfort than we have in the past. We wish you every success in your business.”
David and Jo Allen
What my customers say about working with me
“Thank you so much for arranging our equity release mortgage. When my wife became ill, the downsize move we anticipated was out of the question. Releasing equity from our house has enabled us to concentrate on her treatment while planning the things we want to do without worrying if we can afford it. For example, our son in Thailand has a new baby so we can now fly out to see them with a little more comfort than we have in the past. We wish you every success in your business.”
David and Jo Allen
Why not get in touch and see how we can help?
Equity release could be the answer to some of your financial questions. If you would like to know more about it, and see if it could be the right option for you, please book an appointment or request a call-back
Providers include
Equity release will reduce the value of your estate and may also affect your entitlement to means-tested benefits. You should always think carefully before securing a loan against your home.
Unless you decide to go ahead with a plan, our service is completely free of charge, as our fixed advice fee of £1,695 is only payable on completion of a plan.
A lifetime mortgage is the most popular form of equity release, and is a loan secured against your home that’s typically repaid when you pass away or go into long-term care.
