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My clients see me as a safe pair of hands, a trusted adviser. I offer the below services.

Lifetime Mortgages

A lifetime mortgage is the most popular form of equity release: it is a loan which is secured against your home. In other words, you are using the value of your property as security for releasing tax-free cash tied up in your home. The loan is repaid out of the future sale of the property, the loan is repaid when you or the last surviving applicant dies or moves into long term residential care.

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Home Reversion Plans

Home reversion plans offer an alternative to lifetime mortgages. Home reversion plan providers purchase some or all of your property in return for a cash lump sum. There is no loan and no interest to pay, but you will still be responsible for the upkeep of the property and you have a clear guarantee that you can live in the property as long as you like until you die or move into long term residential care.

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Review your existing Equity Release plan

Equity release plans have been around for about 20 years, evolving significantly in this time. Historically, the interest rates were very high in comparison to current lower fixed rates; and loan to property values were low, so smaller loans were available compared to the larger loan to values available currently. The new plans could offer greater flexibility, as plans have evolved over time.

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What my customers say about working with me

“A gentleman through & through. Always has been, always will be. Be assured you’re in the safest hands with this gentleman.”

John Aris

What my customers say about working with me

“A gentleman through & through. Always has been, always will be. Be assured you’re in the safest hands with this gentleman.”

John Aris

Why not get in touch and see how we can help?

Equity release could be the answer to some of your financial questions. If you would like to know more about it, and see if it could be the right option for you, please book an appointment or request a call-back

Providers include

JUST
LV
ONEFAMILY
Pure Retirement
more2life

Equity release will reduce the value of your estate and may also affect your entitlement to means-tested benefits. You should always think carefully before securing a loan against your home.

Unless you decide to go ahead, our service is completely free of charge as our usual advice fee of 1.99% of the amount released would only be payable on completion of a plan, subject to a minimum advice fee of £1499.

A lifetime mortgage is the most popular form of equity release, and is a loan secured against your home that’s typically repaid when you pass away or go into long-term care.

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