Ask how much you can borrow
Why not use our simple form to request an estimate of how much you can borrow?
Review your existing Equity Release plan
Ask how much you can borrowEquity release plans have been around for about 20 years, evolving significantly in this time. Historically, the interest rates were very high in comparison to current lower fixed rates; and loan to property values were low, so smaller loans were available compared to the larger loan to values available currently. The new plans could offer greater flexibility, as plans have evolved over time.
Lower interest rates
By re-mortgaging to a more competitive equity release scheme, you may be able to reduce the amount of interest that accumulates in the future. Interest rates are now as low as 3%, and have historically never been this low before.
Other benefits
Reviewing your existing plan could lead to other important benefits. You may be able to borrow further funds straightaway; you could enjoy greater flexibility, such as having a drawdown facility; you may be able to pay off some or all of the interest without penalty; and you may also receive improved terms and conditions.
Specialist advice
We offer a free review service where we will review your existing contract in order to see if it can be improved upon. We will of course explain all of your options, as we go along. As with normal mortgages, it may be possible to re-mortgage your existing plan to another provider to secure better terms, e.g. lower interest rates.
What my customers say about working with me
“Kevin was brilliant to work with; very professional and thorough throughout.”
Mr Hatcher
What my customers say about working with me
“Kevin was brilliant to work with; very professional and thorough throughout.”
Mr Hatcher
Why not get in touch and see how we can help?
Equity release could be the answer to some of your financial questions. If you would like to know more about it, and see if it could be the right option for you, please book an appointment or request a call-back
Providers include
Equity release will reduce the value of your estate and may also affect your entitlement to means-tested benefits. You should always think carefully before securing a loan against your home.
Unless you decide to go ahead our service is completely free of charge, as our fixed advice fee of £1,499 is only payable on completion of a plan.
A lifetime mortgage is the most popular form of equity release, and is a loan secured against your home that’s typically repaid when you pass away or go into long-term care.
